Asset allocation plays a vital role in the overall returns generated by a portfolio of investments. It is my opinion that middle class investors should opt for mutual funds and ETFs over stocks and derivative instruments. Mutual Funds offer diversification of the portfolio and professional management of the portfolio which cannot be achieved otherwise without … Continue reading Asset allocation strategy for middle class investors
Starting today we will be publishing economic data about various metrics related to the Indian Economy on a monthly basis. The purpose of this exercise is to collate economic information from various sources and make it available in a single page. The various metrics we will be referring to include the Indian stock market indices, … Continue reading Indian Economic Data for July 2026
The BSE Sensex reached its peak of 86,000 points in November 2025. The BSE Nifty 50 reached its peak of 26,358 on 5th January 2026. Then because of the war between Iran and the United States both the indices dropped in March 2026. The Nifty 50 dropped 11.36% to a low of 22,331 and the … Continue reading The fall of the American Empire
The Indian Government’s annual budget was presented in the parliament by the Finance Minister Mrs Nirmala Sitharaman on the 1st of February 2026. After several years the taxes on Tobacco products were increased significantly. It is clear that the government does not want you to have a happy life, because even if you want to … Continue reading Taxes of the Government of India
I recently started my real estate business a few months ago. I was in touch with a couple of big Developers. So I thought I could identify cooperative societies which are looking for a developer and get them connected. I also reached out to the business development teams of all the major developers in Mumbai. … Continue reading Real Estate market in Mumbai: A study
Ever since the pandemic there has been a multifold increase in the number of demat accounts held by depositories. Also, there has been a similar increase in the number of folios ( mutual fund accounts) held by the mutual fund companies. During the same period the BSE Sensex rebounded from a bottom of 29000 points … Continue reading Why Small Investors should prefer mutual funds over shares:
Different types of loans are available to Indian consumers like Personal loans, Credit Cards, Automobile Loans, Home Loans, Loans against mortgage of property, Gold loans etc. Banks and Non-Banking Financial Companies usually provide these loans. Lenders often use the term Pre Approved Loan or Pre Approved Credit Card to market their products. The term “Pre … Continue reading Pre-approved Loans
We often struggle with managing our finances either because we are not saving enough or we don’t know where to invest our savings or we don’t know how to plan for and achieve our financial goals. A financial advisor can help us get answers to such questions. A financial advisor can guide you to plan … Continue reading What is a Financial Advisor?
Credit cards are an important part of every person’s wallet, across the world. Whether it’s a man or a woman, credit cards are sought after by everyone. Credit cards allow a person who does not have money in his wallet or bank account to buy products and services he desires. Credit cards often facilitate the … Continue reading Why are Credit Cards bad for your health?
India is a flourishing country with a large middle-class population. The total population of India as of February 2022 is 1.4 billion people. About 600 million or 40 per cent of India’s population lies in the middle-class bracket. Although these numbers vary depending upon the source of study. In this article, we are going to … Continue reading Investment Options for the common Indian
