Considering that Stock Market Indices are methodically calculated to reflect the best in each category, the following index funds can be considered from a 5-10 years perspective. These funds are available with several Asset Management Companies in India. Sensex FundNifty 50 Index FundNifty Next 50 Index Fund The allocation to Index Funds, Exchange Traded Funds … Continue reading Index Funds in India
With Bank Fixed Deposits giving only 5%-6% returns per annum and Insurance schemes giving only 6%-8% returns per annum with long lock in periods, mutual funds are a great alternative to Bank Fixed Deposits and Insurance Schemes. Many good Equity based mutual funds have given over 12% per annum returns over the last five, ten … Continue reading Equity Mutual Funds in Current Scenario
All of us are aware about investments in shares and mutual funds. We have also heard about investments in Private Equity firms and Venture Capital Firms. This articles segregates the investments in the above four investment options and how they differ from each other. There are some other types of funds such as Hedge Funds, … Continue reading The Four Levels in Investing.
Most people invest money in different asset classes as per their knowledge and experiences. So why do you need a financial plan? A Financial Plan is a comprehensive plan created after taking into consideration an investors financial goals, risk profile, age, income, expenses, wealth, number of dependents, life expectancy, and such factors. Its aim is … Continue reading Why I need a Financial Plan?
Financial Planning is a comprehensive term in personal finance, which includes risk profiling of the investor to find out his investment preferences and economic strengths, and to design a detailed plan to achieve his financial goals. Financial Planning starts with defining the investor’s financial needs and goals, assessing his financial strengths, and willingness and ability … Continue reading Financial Planning.
Mutual Funds are one of the best investment tools for investors seeking long term wealth creation. However they are widely perceived as risky. So how to mitigate investment risk in mutual fund investments? Risk of investment in Mutual Funds can be minimized by following the simple rules stated below. It does not require you to … Continue reading How to mitigate Investment Risk in Mutual Fund Investments.
Over the last two decades Mutual Funds have proved to be one of the best investment instruments for all age groups and classes of investors. The Assets under management of Mutual Fund schemes have grown from a few thousand crores rupees in the 1990s to over 17 lakh crores today. The tremendous and ever increasing … Continue reading Benefits of Investing through SIP.
A Mutual Fund is an investment instrument which pools the investments of several investors and invests the monies as per preset objectives. Every Mutual Fund scheme has a pre-defined objective to achieve one or more goals. The funds of the scheme are invested to achieve these goals. This article tries to elaborate on the various … Continue reading Types of Mutual Funds.
A Mutual Fund is an Investment instrument which pools the savings of Investors and invests it in Equity Shares and Debt Instruments. The Equity shares are of companies listed on a Stock Exchange. The Debt Instruments include Bonds issued by Government of India, State and Local Government bodies, Public sector companies as well as the … Continue reading Mutual Funds.
Strategic Asset Allocation refers to allocation of funds in various asset classes based on Investor’s risk profile and financial goals. Tactical Asset Allocation refers to allocation of funds in as per the trend or anticipated price movement in an asset class. While investing according to Strategic Asset allocation strategy, one invests from a long term … Continue reading Strategic and Tactical Asset Allocation.
Mungekar Wealth 