So, you have been investing for a while and you even managed to choose your own mutual funds. But what next? Are you getting the returns that you expected in the first place? Are you happy with the Investments you have made? If the answer to these questions is no, you need to revisit your … Continue reading How to make the most out of your mutual fund investments?
A Health Insurance Plan is a provision for Medical Expenses in case of Hospitalization. Health Insurance is a basic necessity in today’s times because of the escalating costs of hospitalization and medical treatment. Because of changing lifestyles and eating habits and inability to do some form of exercise for some reason or the other, the … Continue reading Health Insurance
The purpose of Life Insurance is to protect your family from loss of income due to untimely death of the main income earner. With this objective we advise ours clients to use Life Insurance as an instrument for protection of income and not as an investment tool. Traditionally, we have been using Life Insurance products … Continue reading Life Insurance
The following is a list of Equity based Mutual Fund Schemes which one should consider while Investing currently. The Schemes have been shortlisted in each category based on their Sharpe Ratio, Beta and Standard Deviation. The returns given by the schemes in the last five and ten years has also been considered. Mutual Fund Investments … Continue reading Good Mutual Fund Schemes To Consider
The first step in the Financial Planning process is to decide your goals and review the resources available to achieve the goals. It is also essential to take into consideration the investor’s age, income and risk appetite. Also a realistic expectation must be set with regards to the returns that are expected from the Investments. … Continue reading How to choose Mutual Fund Schemes?
The returns given by various BSE Indices in the last five years are given below: Inflation (CPI): 4.71%Gold: 10.89%BSE Sensex: 17.60%BSE 100: 16.64%BSE Reality Index: 25.50%BSE Healthcare Index:12.53%BSE Finance Index: 16.22%BSE IT Index: 28.58%BSE Consumer Durables Index: 29.61%BSE Consumer Discretionary Index: 14.15%BSE FMCG Index: 13.40%BSE Energy Index: 20.99%BSE Metals Index: 14.88%BSE Telecom Index: 9.72%BSE Oil … Continue reading CAGR in Last Five Years
Indians have been using Life insurance as a means of savings since the last 62 years, ever since LIC was established as a sole provider of life insurance in 1956. The Life Insurance market was opened to private players in 1999 and several private participants including HDFC Standard Life and ICICI Prudential Life Insurance entered … Continue reading Types of Insurance Policies
Taxation with regards to Mutual Funds is segregated as Short-Term Capital Gains Tax and Long-Term Capital Gains Tax. Capital Gain refers to the difference between selling price and purchase price of Mutual Fund units. The treatment for Capital Gains Tax differs for Equity based and Debt based schemes. Short Term Capital Gains Tax. At present … Continue reading Mutual Fund Taxation
The legendary investor Warren Buffet made his fortune by collecting companies (collecting shares of companies) which have an exemplary track record, bright and long term future prospects and available at a good price. The qualitative parameters he looked at is a sound and able management, which behaves with integrity towards the shareholders. The valuation parameters … Continue reading The Art of Collecting Pearls
Gold is the most popular commodity in India. It has been traditionally used by Indians as a measure and store of value. In fact India is the largest consumer and second largest importer of Gold in the world. I came across an article which stated that India has more Gold than the US Federal Reserve, … Continue reading Gold
Mungekar Wealth 