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Saving for Your Child’s Higher Education: How Much You Need and Where to Invest
Education costs rise faster than general inflation. Here is how to estimate your child’s future education cost, the monthly SIP it takes, and which investments suit which timeline.
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Term Insurance: How Much Cover Do You Actually Need?
Most Indian families are under-insured. Here is a simple, step-by-step way to work out how much term cover you need, with a worked example.
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Old vs New Tax Regime in FY 2026-27: Which Suits You Under the New Income-tax Act
Slabs are unchanged for FY 2026-27, but the new Income-tax Act 2025 is now in force and the new regime is the default. A break-even table shows how much in deductions you need for the old regime to win.
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Step-Up SIPs: How a 10% Yearly Increase Changes Your Retirement Number
Raising your SIP by 10% a year can roughly double what a flat SIP builds over 20 years. The numbers, the trade-offs and how to set it up.
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Regular Income for Retirees: SCSS, POMIS, Annuities and Debt Funds Compared
How the Senior Citizens Savings Scheme, Post Office Monthly Income Scheme, annuities and debt funds compare for retirees who need a steady monthly income, with October–December 2026 rates.
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Wills and Nominations: The Money Mistakes That Hurt Families Most
A nominee is not automatically your heir. Here’s how nominations and wills work for bank accounts, demat accounts, mutual funds and insurance in 2026, and the mistakes to avoid.
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Muhurat Trading and Diwali Investing: What’s Tradition and What’s Sensible
Muhurat trading 2026 is on Sunday, 8 November. Here’s what the session is, what it isn’t, and how to use the festive season sensibly for your investments.
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No-Cost EMI, BNPL and Pre-Approved Loans: What Festive Shopping Really Costs
No-cost EMIs, pay-later buttons and pre-approved loans peak around Diwali. Here is what they actually cost, how they affect your credit score, and when they are worth using.
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Indian Economic Data for September 2026
September 2026 brought a sharp rebound in PMI and record GST, but also oil above $100, a falling rupee, the market’s worst month since March, and the RBI’s first rate hike since 2023.
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Redevelopment Windfalls: What to Do When Your Housing Society Gets a Redevelopment Offer
Corpus payments, extra carpet area, rent during construction — a practical guide to handling a redevelopment offer with a wealth-planning mindset.