Asset allocation plays a vital role in the overall returns generated by a portfolio of investments. It is my opinion that middle class investors should opt for mutual funds and ETFs over stocks and derivative instruments. Mutual Funds offer diversification of the portfolio and professional management of the portfolio which cannot be achieved otherwise without … Continue reading Asset allocation strategy for middle class investors
Starting today we will be publishing economic data about various metrics related to the Indian Economy on a monthly basis. The purpose of this exercise is to collate economic information from various sources and make it available in a single page. The various metrics we will be referring to include the Indian stock market indices, … Continue reading Indian Economic Data for July 2026
The BSE Sensex reached its peak of 86,000 points in November 2025. The BSE Nifty 50 reached its peak of 26,358 on 5th January 2026. Then because of the war between Iran and the United States both the indices dropped in March 2026. The Nifty 50 dropped 11.36% to a low of 22,331 and the … Continue reading The fall of the American Empire
I recently started my real estate business a few months ago. I was in touch with a couple of big Developers. So I thought I could identify cooperative societies which are looking for a developer and get them connected. I also reached out to the business development teams of all the major developers in Mumbai. … Continue reading Real Estate market in Mumbai: A study
Ever since the pandemic there has been a multifold increase in the number of demat accounts held by depositories. Also, there has been a similar increase in the number of folios ( mutual fund accounts) held by the mutual fund companies. During the same period the BSE Sensex rebounded from a bottom of 29000 points … Continue reading Why Small Investors should prefer mutual funds over shares:
After the initial crash of global stock markets at the beginning of the pandemic, stock markets have seen a sustained rise globally. The Indian stock market especially has surpassed all expectations and seen the bull run of a lifetime. So what are the reasons for this sustained rally in the Indian stock market and where … Continue reading So where is the Stock Market headed?
So, you have been investing for a while and you even managed to choose your own mutual funds. But what next? Are you getting the returns that you expected in the first place? Are you happy with the Investments you have made? If the answer to these questions is no, you need to revisit your … Continue reading How to make the most out of your mutual fund investments?
A Health Insurance Plan is a provision for Medical Expenses in case of Hospitalization. Health Insurance is a basic necessity in today’s times because of the escalating costs of hospitalization and medical treatment. Because of changing lifestyles and eating habits and inability to do some form of exercise for some reason or the other, the … Continue reading Health Insurance
The purpose of Life Insurance is to protect your family from loss of income due to untimely death of the main income earner. With this objective we advise ours clients to use Life Insurance as an instrument for protection of income and not as an investment tool. Traditionally, we have been using Life Insurance products … Continue reading Life Insurance
The first step in the Financial Planning process is to decide your goals and review the resources available to achieve the goals. It is also essential to take into consideration the investor’s age, income and risk appetite. Also a realistic expectation must be set with regards to the returns that are expected from the Investments. … Continue reading How to choose Mutual Fund Schemes?
