The legendary investor Warren Buffet made his fortune by collecting companies (collecting shares of companies) which have an exemplary track record, bright and long term future prospects and available at a good price. The qualitative parameters he looked at is a sound and able management, which behaves with integrity towards the shareholders. The valuation parameters … Continue reading The Art of Collecting Pearls
Gold is the most popular commodity in India. It has been traditionally used by Indians as a measure and store of value. In fact India is the largest consumer and second largest importer of Gold in the world. I came across an article which stated that India has more Gold than the US Federal Reserve, … Continue reading Gold
Alternate Investment Funds are a special category of Funds under Securities and Exchange Board of India AIF Regulation Act. Such Funds have a large ticket size, usually one crore Indian Rupees. They have more risk associated with them as compared to stocks, bonds and mutual funds. Alternate Investments Funds include: Venture Capital Funds Venture Capital … Continue reading Alternate Investment Funds
Portfolio Management Services or PMS are offered by many Wealth Management firms to cater to the needs of High Networth Individuals. A PMS is like a Mutual Fund, but the minimum investment amount is Rs.25 lacs as prescribed by SEBI regulations. PMS are of two types, discretionary and non- discretionary. In a discretionary PMS the … Continue reading Portfolio Management Services
Equity or Equity shares are Certificates issued to owners of a Company. These Certificates can be actual certificate on paper or held in Electronic form in Demat Accounts. Equity represents the ownership rights in a company. Each company may issue millions of Equity shares which are registered in the name of Individuals or Business Entities … Continue reading Equity Shares
Are mutual funds better than Insurance policies or should I continue to invest in insurance as it offer more safety of principal, is the question that bothers many investors. Many types of Insurance policies do assure you some safety of principal and assured returns, but their benefits pale when you look at the disadvantages of … Continue reading Are Mutual Funds better than Insurance Policies?
We often come across the question, are mutual funds better than fixed deposits? The answer is a definitive yes. But it also depends on your investment horizon. If you are saving for the long term, mutual funds are definitely better than fixed deposits. The size of Fixed Deposits held by Commercial Banks in India is … Continue reading Are Mutual Funds better than Fixed Deposits ?
Are Mutual Funds better than ULIPs or should in continue to invest in ULIPs as suggested by my insurance agent, is the question which bothers many investors. Mutual Funds are definitely a better investment option as explained in this article. A ULIP (Unit Linked Insurance Plans) is an Insurance product which combines the benefits of … Continue reading Are Mutual Funds better than ULIPs ?
Stock Markets are buoyant because of excess liquidity in the market. Excess liquidity is because of Central Banks loose monetary policy across the world. Central Banks have followed an easy money policy to offset the economic damage caused by the pandemic. Easy money policy or loose monetary policy refers to policy of Central Banks like … Continue reading Market Watch
With Bank Fixed Deposits giving only 5%-6% returns per annum and Insurance schemes giving only 6%-8% returns per annum with long lock in periods, mutual funds are a great alternative to Bank Fixed Deposits and Insurance Schemes. Many good Equity based mutual funds have given over 12% per annum returns over the last five, ten … Continue reading Equity Mutual Funds in Current Scenario
Mungekar Wealth 