All of us are aware about investments in shares and mutual funds. We have also heard about investments in Private Equity firms and Venture Capital Firms. This articles segregates the investments in the above four investment options and how they differ from each other. There are some other types of funds such as Hedge Funds, … Continue reading The Four Levels in Investing.
Most people invest money in different asset classes as per their knowledge and experiences. So why do you need a financial plan? A Financial Plan is a comprehensive plan created after taking into consideration an investors financial goals, risk profile, age, income, expenses, wealth, number of dependents, life expectancy, and such factors. Its aim is … Continue reading Why I need a Financial Plan?
Financial Planning is a comprehensive term in personal finance, which includes risk profiling of the investor to find out his investment preferences and economic strengths, and to design a detailed plan to achieve his financial goals. Financial Planning starts with defining the investor’s financial needs and goals, assessing his financial strengths, and willingness and ability … Continue reading Financial Planning.
Mutual Funds are one of the best investment tools for investors seeking long term wealth creation. However they are widely perceived as risky. So how to mitigate investment risk in mutual fund investments? Risk of investment in Mutual Funds can be minimized by following the simple rules stated below. It does not require you to … Continue reading How to mitigate Investment Risk in Mutual Fund Investments.
Over the last two decades Mutual Funds have proved to be one of the best investment instruments for all age groups and classes of investors. The Assets under management of Mutual Fund schemes have grown from a few thousand crores rupees in the 1990s to over 17 lakh crores today. The tremendous and ever increasing … Continue reading Benefits of Investing through SIP.
A Mutual Fund is an investment instrument which pools the investments of several investors and invests the monies as per preset objectives. Every Mutual Fund scheme has a pre-defined objective to achieve one or more goals. The funds of the scheme are invested to achieve these goals. This article tries to elaborate on the various … Continue reading Types of Mutual Funds.
A Mutual Fund is an Investment instrument which pools the savings of Investors and invests it in Equity Shares and Debt Instruments. The Equity shares are of companies listed on a Stock Exchange. The Debt Instruments include Bonds issued by Government of India, State and Local Government bodies, Public sector companies as well as the … Continue reading Mutual Funds.
Strategic Asset Allocation refers to allocation of funds in various asset classes based on Investor’s risk profile and financial goals. Tactical Asset Allocation refers to allocation of funds in as per the trend or anticipated price movement in an asset class. While investing according to Strategic Asset allocation strategy, one invests from a long term … Continue reading Strategic and Tactical Asset Allocation.
Debt refers to borrowings by Government of India, Public Sector Organizations and the Private sector companies to raise capital for their long term and short term needs. Debt instruments are segregated as Government debt and Private sector debt. Also as short term and long term debt. Indian Government borrows money every year from the public … Continue reading Types of Debt Instruments.
Market Capitalization of a company is defined as the market price of one equity share of the company multiplied by the total number of equity shares issued by the company. Large Caps are companies with market valuation of Rs 25,000 crore or more. Mid-Caps are companies with market valuation of up to Rs 25,000 crore. … Continue reading Large Cap Mid Cap and Small Cap.
Mungekar Wealth 