Financial Planning
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Investment Options for the common Indian
India is a flourishing country with a large middle-class population. The total population of India as of February 2022 is 1.4 billion people. About 600 million or 40 per cent of India’s population lies in the middle-class bracket. Although these numbers vary depending upon the source of study. In this article, we are going to…
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Guidelines for Long Term Investors
Like anything good in life, investments also require time and patience to grow and fructify. We are going to discuss some guidelines for long term investors. Please find below some pointers which will help you to grow your investments in the best possible way. 1. Start investing early in life and follow this habit until…
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How to choose Mutual Fund Schemes?
The first step in the Financial Planning process is to decide your goals and review the resources available to achieve the goals. It is also essential to take into consideration the investor’s age, income and risk appetite. Also a realistic expectation must be set with regards to the returns that are expected from the Investments.…
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Mutual Fund Taxation
Updated for FY 2026-27 rules. Tax law changes periodically, so please verify current rates with a tax professional before filing. Taxation with regards to Mutual Funds is segregated as Short-Term Capital Gains Tax and Long-Term Capital Gains Tax. Capital Gain refers to the difference between selling price and purchase price of Mutual Fund units. The…
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Gold
Gold is the most popular commodity in India. It has been traditionally used by Indians as a measure and store of value. In fact India is the largest consumer and second largest importer of Gold in the world. I came across an article which stated that India has more Gold than the US Federal Reserve,…
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Why I need a Financial Plan?
Most people invest money in different asset classes as per their knowledge and experiences. So why do you need a financial plan? A Financial Plan is a comprehensive plan created after taking into consideration an investors financial goals, risk profile, age, income, expenses, wealth, number of dependents, life expectancy, and such factors. Its aim is…
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Financial Planning.
Financial Planning is a comprehensive term in personal finance, which includes risk profiling of the investor to find out his investment preferences and economic strengths, and to design a detailed plan to achieve his financial goals. Financial Planning starts with defining the investor’s financial needs and goals, assessing his financial strengths, and willingness and ability…