Are Mutual Funds better than ULIPs or should in continue to invest in ULIPs as suggested by my insurance agent, is the question which bothers many investors. Mutual Funds are definitely a better investment option as explained in this article. A ULIP (Unit Linked Insurance Plans) is an Insurance product which combines the benefits of … Continue reading Are Mutual Funds better than ULIPs ?
Stock Markets are buoyant because of excess liquidity in the market. Excess liquidity is because of Central Banks loose monetary policy across the world. Central Banks have followed an easy money policy to offset the economic damage caused by the pandemic. Easy money policy or loose monetary policy refers to policy of Central Banks like … Continue reading Market Watch
Considering that Stock Market Indices are methodically calculated to reflect the best in each category, the following index funds can be considered from a 5-10 years perspective. These funds are available with several Asset Management Companies in India. Sensex FundNifty 50 Index FundNifty Next 50 Index Fund The allocation to Index Funds, Exchange Traded Funds … Continue reading Index Funds in India
With Bank Fixed Deposits giving only 5%-6% returns per annum and Insurance schemes giving only 6%-8% returns per annum with long lock in periods, mutual funds are a great alternative to Bank Fixed Deposits and Insurance Schemes. Many good Equity based mutual funds have given over 12% per annum returns over the last five, ten … Continue reading Equity Mutual Funds in Current Scenario
All of us are aware about investments in shares and mutual funds. We have also heard about investments in Private Equity firms and Venture Capital Firms. This articles segregates the investments in the above four investment options and how they differ from each other. There are some other types of funds such as Hedge Funds, … Continue reading The Four Levels in Investing.
Mutual Funds are one of the best investment tools for investors seeking long term wealth creation. However they are widely perceived as risky. So how to mitigate investment risk in mutual fund investments? Risk of investment in Mutual Funds can be minimized by following the simple rules stated below. It does not require you to … Continue reading How to mitigate Investment Risk in Mutual Fund Investments.
Over the last two decades Mutual Funds have proved to be one of the best investment instruments for all age groups and classes of investors. The Assets under management of Mutual Fund schemes have grown from a few thousand crores rupees in the 1990s to over 17 lakh crores today. The tremendous and ever increasing … Continue reading Benefits of Investing through SIP.
A Mutual Fund is an investment instrument which pools the investments of several investors and invests the monies as per preset objectives. Every Mutual Fund scheme has a pre-defined objective to achieve one or more goals. The funds of the scheme are invested to achieve these goals. This article tries to elaborate on the various … Continue reading Types of Mutual Funds.
A Mutual Fund is an Investment instrument which pools the savings of Investors and invests it in Equity Shares and Debt Instruments. The Equity shares are of companies listed on a Stock Exchange. The Debt Instruments include Bonds issued by Government of India, State and Local Government bodies, Public sector companies as well as the … Continue reading Mutual Funds.
Debt refers to borrowings by Government of India, Public Sector Organizations and the Private sector companies to raise capital for their long term and short term needs. Debt instruments are segregated as Government debt and Private sector debt. Also as short term and long term debt. Indian Government borrows money every year from the public … Continue reading Types of Debt Instruments.
Mungekar Wealth 